Terms of Engagement

1. Engagement

This document outlines the basis on which CBP Equity works with its clients.

The engagement is a confidential, individual partnership combining advisory, coaching, and mentoring depending on the preference and needs of each client. The specific scope, format, and duration will be agreed in advance.

2.     Nature of the Work

The work is reflective, exploratory, and advisory in nature. It is designed to support clarity, perspective, and decision-making. Clients remain fully responsible for their decisions, actions, and outcomes.

CBP Equity does not provide financial, investment, legal, or tax advice, and does not offer regulated financial services. Where financial topics are part of the work, these are addressed solely in the context of personal thinking, long-term direction and planning. Clients are expected to seek appropriate financial advice for investment and portfolio allocation decisions.

3.     Professional Standards

CBP Equity adheres to the standards and principles of the International Coaching Federation (ICF), including its Code of Ethics. This includes commitments to confidentiality, professional conduct, and acting in the best interest of the client.

4.     Fees and Payment

Fees and payment terms are agreed in advance and confirmed in writing. Invoices are payable within 14 days from invoice date, unless agreed otherwise. Fees are exclusive of VAT.

VAT treatment:
21% VAT applies to clients based in The Netherlands.
VAT is reverse-charged (deferred) for business clients within the EU.
No VAT is charged to clients outside the EU.

CBP Equity reserves the right to pause the engagement in case of non-payment.

5.     Scheduling and Cancellation

Sessions are scheduled in advance. Changes or cancellations require at least 24 hours’ notice. Sessions cancelled with shorter notice may be charged in full.

6.     Confidentiality

All client conversations are treated as strictly confidential. Information will not be disclosed to third parties without consent, except where required by law or where there is a reasonable concern of serious harm.

7.     Privacy and Data

CBP Equity processes personal data with care and discretion. Personal data is used solely for the purpose of delivering the engagement. No information is shared with third parties without consent.

During or after sessions, brief notes may be taken to support continuity and quality of the work. These notes remain confidential, are not shared, and are stored securely and retained only as long as necessary.

Clients may request access to or deletion of their personal data at any time.

8.     Intellectual Property

Any materials, frameworks, or tools provided remain the intellectual property of CBP Equity and are for the client’s personal use only.

9.     Limitation of Liability

CBP Equity provides its services with professionalism and care. However, no specific outcomes can be guaranteed, and CBP Equity is not liable for decisions made or actions taken by the client.

To the extent permitted by law, liability is limited to the fees paid for the engagement.

10.  Termination

Either party may end the engagement with written notice. Fees for completed sessions remain payable.

11.  Governing Law

These terms are governed by the laws of The Netherlands.